How Awake Finance Operates

Borrowers, SMEs and off-chain lending businesses in Emerging Markets, propose deal terms for credit lines (Borrower Pools) to the Awake protocol. The protocol's community of Investors then has the opportunity to supply capital to these credit lines (Pools), either by directly investing in individual Pools (as Anchors) or indirectly through the automatic allocation of capital across the entire protocol (Liquidity Providers via the Senior Pool).

Borrower businesses access their credit lines to draw down stablecoins, specifically USDC, from their respective Pools. They subsequently exchange the USDC for fiat currency and deploy it to end-borrowers within their local markets.

Awake Finance, with its team’s strong track record in the Latam credit market, leverages the advantages of blockchain and crypto—particularly, its global access to capital—while delegating end-borrower loan origination and servicing tasks to local businesses that possess the expertise and resources to manage them effectively within their communities.